Protect Yourself: How to Spot and Avoid Medicare Fraud

Medicare fraud is more than just a nuisance—it’s a serious threat to your personal and financial security. Every year, scammers target Medicare beneficiaries in attempts to steal personal information and commit fraud. But you can fight back by learning to recognize the warning signs.

Common Medicare Scam Tactics

Fraudsters will often contact you by phone, email, or text message, using convincing language to gain your trust. Here are a few red flags to watch out for:

• “You need to activate or renew your Medicare card.” Medicare cards do not require activation or renewal. If someone tells you otherwise, it’s a scam.

• “We’d like to send you a free genetic testing kit.” Free medical equipment or testing kits that you didn’t request are a common tactic to get your Medicare number.

• “Medicare has authorized us to send you a free knee, back, or elbow brace.” If you didn’t speak to your doctor about it first, don’t accept it.

• “You qualify for a refund on your Medicare costs.” Be cautious of promises of money back. Medicare will never offer refunds out of the blue.

  
  

Stay One Step Ahead

To protect yourself and your Medicare coverage, keep these guidelines in mind:

• Only share your Medicare number with trusted healthcare providers. Never give it to strangers or anyone offering unsolicited services or products.

• Beware of fake caller IDs and email addresses. Scammers can make a call or message look official, even when it’s not.

• When in doubt, call Medicare directly. If you're unsure about a message or phone call, contact Medicare at 1-800-MEDICARE (1-800-633-4227). A real representative can help you verify any claims.

  
  

Crush Medicare Fraud

You are your first line of defense against fraud. By staying informed and vigilant, you can help stop scammers in their tracks and keep your healthcare safe.

Remember: Medicare will never contact you unless you contacted them first.

Stay safe. Stay informed.